Financial Planning Built Around Your Business Reality

We've spent fifteen years working with businesses across Thailand, learning that cookie-cutter financial advice doesn't work when you're dealing with real cash flow challenges and market pressures.

Small Business Focus

Most financial planners work with large corporations or wealthy individuals. We chose a different path — focusing exclusively on businesses with 2-50 employees because that's where practical, flexible planning makes the biggest difference.

Cash flow management during slow seasons
Equipment purchase timing strategies
Employee cost planning and growth preparation
Tax planning that actually saves money

Restaurant & Food Service

Food businesses have unique financial patterns — ingredient cost fluctuations, seasonal customer changes, and equipment that breaks at the worst possible moment. We understand these challenges because we've helped over 200 restaurants manage them.

Menu pricing based on actual food costs
Supplier payment optimization
Equipment replacement fund planning
Holiday season cash flow preparation

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Retail Operations

Retail requires careful inventory investment and seasonal planning. We help shop owners balance having enough stock without tying up too much cash in products that might not sell as expected.

Inventory investment timing
Seasonal budget adjustments
Rent negotiation financial preparation
Online expansion cost planning

Why Our Approach Actually Works

We don't start with complicated software or generic templates. Instead, we spend time understanding how money really moves through your business — the timing of payments, the seasonal patterns, the unexpected expenses that always seem to happen.

Business Reality Assessment

We look at your actual income patterns, not just averages. This includes understanding your busiest and slowest periods.

Custom Planning Framework

Based on your industry and specific situation, we create a budget system that works with your business rhythm.

Ongoing Adjustment Support

Business conditions change, and your financial plan should adapt. We provide regular check-ins and adjustments.

What Our Clients Actually Experience

The biggest change was finally understanding where our money was going each month. Before working with MaxDesktopSmartFlow, I was always stressed about whether we could cover next month's rent. Now I know exactly what we can afford and when.

Thaksin Wijarnpreecha

Restaurant Owner, Bangkok

They helped us plan for buying new equipment without destroying our cash flow. What I appreciated most was that they understood our industry — they knew exactly when we'd need extra inventory for holiday seasons.

Panchamuk Siriprasert

Retail Shop Owner, Samut Prakan

Schedule Your Business Assessment